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Last close (THB)37.75−0.25 (−0.66%)as of 4 Nov 2026
Funds that hold it1One fund per scheme
Held through a master fund01 buy the stock themselves
Largest weight in a single fund9.97%Of that fund's NAV
Median weight9.97%Half the funds hold more than this
What does BAY do
Bank of Ayudhya PCL
Krungsri takes deposits and lends them out as retail, car, credit card and business loans; profit comes from interest margins and fees, and it must set aside provisions when borrowers default
Krungsri deposit accountsKrungsri Auto car loansKrungsri First Choice credit cardsHome loansKrungsri KMA appKrungsri mutual funds
Where the revenue comes from, and how much is left as profit (FY2025)
For every 100 baht of sales: operating expenses 74 · tax and other items 6 · leaving 20 as net profit
Which funds let you invest in BAY
Sorted by weight held, largest first
Investors in Thailand can buy BAY through 1 mutual funds open to retail investors. Every one of them buys the stock directly.
Showing 1 of 1 funds you can buy · The full list is in the Expert view · Latest weights from portfolio reports, and funds can change their portfolios at any time · Past performance is not a guarantee of future performance
BAY share price
0.00%
Price change over the selected periodN/A
50-day average
200-day average
Thai funds holding BAY
1 funds · Highest 9.97% · Median 9.97%
How the weights are spread
Number of funds by weight range
0
0
0
0
1
0
< 1%1–3%3–5%5–8%8–12%12%+
The many funds holding less than 3% are usually index funds holding at market weight · Funds holding more than 8% have deliberately chosen a large position
How many funds each AMC holds it through
SCBAM
Data sourcesFunds that buy the stock themselves: top 5 holdings from the AMC's fact sheet as of 30 Sep 2026 · Funds that invest through a master fund: the master fund's portfolio from its issuer's fact sheet or prospectus · Each scheme counts as one fund · Share price: Market data · Financial statements: SEC Thailand (audited financial statements) · Ratios: Market data · Revenue by business segment: SEC Thailand (audited financial statements) · Weights are as of the report date, and funds can change their portfolios at any time · Investing involves risk. This is not investment advice.
Valuation and key ratios
Bank of Ayudhya PCL · SET · Fiscal year ends in December
Market cap277.7B THB7.36 billion shares
P/E8.8xPrice ÷ FY2025 EPS 4.31
Forward P/EN/ABased on forecast 12-month earnings
P/S1.7x
EV/EBITDAN/A
Dividend yield3.97%1.50 THB per share a year
ROE7.9%Net profit ÷ shareholders' equity
Debt to equity (D/E)0.29xInterest-bearing debt
Beta0.67Against SET50 (TDEX fund)
Gross marginN/AFY2025
Operating margin49.1%FY2025
Net margin19.8%FY2025
Price ratios use the latest close shown on this page · P/S from Market data · Beta from 5 years of monthly returns · No Forward P/E and EV/EBITDA for this company · Total dividends over the last 12 months
Company health made simple
From the FY2025 statements
Sales growth11.3%Fast growth
Yearly average over the last 3 years · Latest annual sales 160.3B THB
Profit from sales20%Moderate
For every 100 baht of sales, about 20 baht is left as net profit
Dividend3.97%Pays dividends
Per year, relative to the share price · Tech stocks tend to pay little because they reinvest their profits
1-year share price+56.0%Up
Now 19.3% below its 1-year high
A rise or fall in the share price doesn't move a fund by the same amount — a fund is affected only in proportion to how much it holds
Financial statements
Revenue grows 11.3% a year on average · EPS grows 1.0% a year on average
Annual · last 4 fiscal years
Revenue and net profit
FY2022116.4B THB30.7B THB
FY2023138.9B THB32.9B THB
FY2024153.3B THB29.7B THB
FY2025160.3B THB31.7B THB
Total revenue
Net profit
Quarterly · last 5 quarters
Revenue and net profit
Q2 FY202537.8B THB8.3B THB
Q3 FY202542.9B THB8.8B THB
Q4 FY202542.5B THB7.1B THB
Q1 FY202642.9B THB8.6B THB
Q2 FY202642.1B THB8.3B THB
Annual income statement, balance sheet and cash flow
Item (THB)
FY2022
FY2023
FY2024
FY2025
Total revenue
116.4B THB
138.9B THB
153.3B THB
160.3B THB
Operating profit
58.8B THB
79.8B THB
86.5B THB
78.7B THB
Net profit
30.7B THB
32.9B THB
29.7B THB
Free cash flow = operating cash flow − capital expenditure · A cell showing N/A is an item the statement doesn't report, not a zero · Source: SEC Thailand (audited financial statements)
Technical analysis
Closed at 37.75 THB on 4 Nov 2026
Daily trendClear downtrendScore −0.80 on a scale of −1 to +1 · 1211 bars
RSI(14)
38.8
ADX(14)
19.4
Position in the price range
32%
Weekly trendClear uptrendScore 0.60 on a scale of −1 to +1 · 262 bars
RSI(14)
51.2
ADX(14)
32.5
Position in the price range
60%
Monthly trendClear uptrendScore 1.00 on a scale of −1 to +1 · 61 bars
RSI(14)
65.3
ADX(14)
37.1
Position in the price range
65%
Moving averages (daily)
Period
SMA
EMA
Price vs line
10 days
39.28
38.87
Below
20 days
39.18
38.99
Below
50 days
39.15
39.14
Below
100 days
40.27
38.13
Below
200 days
Indicators (daily)
Indicator
Value
Signal
RSI(14)
38.78
Down
MACD(12,26)
−0.11
Down
ADX(14)
19.39
Neutral
ATR(14) % of price
1.17
Neutral
Support and resistance (weekly pivots)
s337
s238
s1
Trend score = average of the moving-average group and the indicator group ((up signals − down signals) ÷ number of signals) · RSI and ATR use Wilder's method · MACD uses the 12- and 26-period EMA · An ADX of 25 or above counts as a clear trend · Calculated from daily closing prices from Market data · Not investment advice
One fund counted per scheme · Funds investing through a master fund show the master fund's weight in BAY, not the look-through weight · Past performance is not a guarantee of future performance
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