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Thai stocks · SET · Financials · Finance and securities
Held by 3 funds3 open to buy2 AMCs
Last close (THB)35.25+0.50 (+1.44%)as of 4 Nov 2026
Funds that hold it3One fund per scheme
Held through a master fund03 buy the stock themselves
Largest weight in a single fund7.73%Of that fund's NAV
Median weight7.25%Half the funds hold more than this
What does KTC do
Krungthai Card PCL
Issues credit cards and makes personal loans as part of the Krungthai Bank group, earning interest on outstanding balances and fees on card spending, so profit depends on card spending and bad debts
KTC credit cardsKTC PROUD cash cardKTC CASH personal loansKTC P BERM vehicle title loansKTC Mobile appKTC FOREVER reward points
Where the revenue comes from, and how much is left as profit (FY2025)
For every 100 baht of sales: operating expenses 60 · tax and other items 10 · leaving 30 as net profit
Which funds let you invest in KTC
Sorted by weight held, largest first
Investors in Thailand can buy KTC through 3 mutual funds open to retail investors. Every one of them buys the stock directly.
Showing 3 of 3 funds you can buy · The full list is in the Expert view · Latest weights from portfolio reports, and funds can change their portfolios at any time · Past performance is not a guarantee of future performance
Krungthai Card PCL · SET · Fiscal year ends in December
Market cap90.9B THB2.58 billion shares
P/E11.7xPrice ÷ FY2025 EPS 3.02
Forward P/E10.2xBased on forecast 12-month earnings
P/S4.0x
EV/EBITDA19.1x
Dividend yield5.02%1.77 THB per share a year
ROE18.5%Net profit ÷ shareholders' equity
Debt to equity (D/E)1.29xInterest-bearing debt
Beta1.12Against SET50 (TDEX fund)
Gross marginN/AFY2025
Operating margin46.7%FY2025
Net margin29.9%FY2025
Price ratios use the latest close shown on this page · Forward P/E, P/S and EV/EBITDA from Market data · Beta from 5 years of monthly returns · Total dividends over the last 12 months
Company health made simple
From the FY2025 statements
Sales growth6.0%Steady growth
Yearly average over the last 3 years · Latest annual sales 26.0B THB
Profit from sales30%Highly profitable
For every 100 baht of sales, about 30 baht is left as net profit
Dividend5.02%Pays dividends
Per year, relative to the share price · Tech stocks tend to pay little because they reinvest their profits
1-year share price+23.7%Up
Now 13.0% below its 1-year high
A rise or fall in the share price doesn't move a fund by the same amount — a fund is affected only in proportion to how much it holds
Financial statements
Revenue grows 6.0% a year on average · EPS grows 3.2% a year on average
Annual · last 4 fiscal years
Revenue and net profit
FY202221.8B THB7.1B THB
FY202323.7B THB7.3B THB
FY202425.6B THB7.4B THB
FY202526.0B THB7.8B THB
Total revenue
Net profit
Quarterly · last 5 quarters
Revenue and net profit
Q2 FY20256.4B THB1.9B THB
Q3 FY20256.5B THB2.0B THB
Q4 FY20256.7B THB2.1B THB
Q1 FY20266.5B THB2.2B THB
Q2 FY20266.5B THB2.2B THB
Total revenue
Net profit
Annual income statement, balance sheet and cash flow
Item (THB)
FY2022
FY2023
FY2024
FY2025
Total revenue
21.8B THB
23.7B THB
25.6B THB
26.0B THB
Operating profit
10.2B THB
10.7B THB
11.1B THB
12.1B THB
Net profit
7.1B THB
7.3B THB
7.4B THB
7.8B THB
EPS (diluted)
2.75
2.83
2.88
3.02
Operating margin
46.9%
45.2%
43.2%
46.7%
Net margin
32.4%
30.8%
29.0%
29.9%
Total assets
101.8B THB
112.8B THB
111.1B THB
110.5B THB
Total liabilities
70.2B THB
77.0B THB
71.2B THB
66.5B THB
Shareholders' equity
31.6B THB
35.8B THB
39.9B THB
44.0B THB
Free cash flow = operating cash flow − capital expenditure · A cell showing N/A is an item the statement doesn't report, not a zero · Source: SEC Thailand (audited financial statements)
Technical analysis
Closed at 35.25 THB on 4 Nov 2026
Daily trendLeaning downScore −0.30 on a scale of −1 to +1 · 1211 bars
RSI(14)
49.2
ADX(14)
24.4
Position in the price range
32%
Weekly trendLeaning upScore 0.40 on a scale of −1 to +1 · 262 bars
RSI(14)
52.8
ADX(14)
24.3
Position in the price range
67%
Monthly trendLeaning downScore −0.33 on a scale of −1 to +1 · 61 bars
RSI(14)
48.9
ADX(14)
20.3
Position in the price range
40%
Moving averages (daily)
Period
SMA
EMA
Price vs line
10 days
35.08
35.04
Above
20 days
34.93
35.17
Above
50 days
36.01
35.62
Below
100 days
36.00
35.14
Below
200 days
32.77
34.11
Above
Indicators (daily)
Indicator
Value
Signal
RSI(14)
49.24
Down
MACD(12,26)
−0.24
Down
ADX(14)
24.42
Neutral
ATR(14) % of price
1.02
Neutral
Support and resistance (weekly pivots)
s334
s234
s135
p35
r135
r236
r336
Trend score = average of the moving-average group and the indicator group ((up signals − down signals) ÷ number of signals) · RSI and ATR use Wilder's method · MACD uses the 12- and 26-period EMA · An ADX of 25 or above counts as a clear trend · Calculated from daily closing prices from Market data · Not investment advice
Thai funds holding KTC
3 funds · Highest 7.73% · Median 7.25%
How the weights are spread
Number of funds by weight range
0
0
0
3
0
0
< 1%1–3%3–5%5–8%8–12%12%+
The many funds holding less than 3% are usually index funds holding at market weight · Funds holding more than 8% have deliberately chosen a large position
One fund counted per scheme · Funds investing through a master fund show the master fund's weight in KTC, not the look-through weight · Past performance is not a guarantee of future performance
Data sourcesFunds that buy the stock themselves: top 5 holdings from the AMC's fact sheet as of 30 Sep 2026 · Funds that invest through a master fund: the master fund's portfolio from its issuer's fact sheet or prospectus · Each scheme counts as one fund · Share price: Market data · Financial statements: SEC Thailand (audited financial statements) · Ratios: Market data · Revenue by business segment: SEC Thailand (audited financial statements) · Weights are as of the report date, and funds can change their portfolios at any time · Investing involves risk. This is not investment advice.
ASP-THDEQ-AAsset Plus Thai Dividend Equity Fund
SCBABSSCB ABSOLUTE RETURN FUND