SCB X PCL
Thai stocks · SET · Financials · Banking
Parent company of Siam Commercial Bank. It earns mainly from the spread between loan and deposit interest, plus fees from selling funds, insurance and cards, so profit moves with interest rates and bad loans
For every 100 baht of sales: operating expenses 65 · tax and other items 8 · leaving 28 as net profit
Investors in Thailand can buy SCB through 68 mutual funds open to retail investors. Every one of them buys the stock directly.
| Fund | SCB weight | How it invests | 1-year return |
|---|---|---|---|
 K-BANKINGK Banking Sector Index Fund | 17.49% | Buys the stock directly | +45.39% |
 SCBBANKINGSCB SET BANKING SECTOR INDEX FUND |
The many funds holding less than 3% are usually index funds holding at market weight · Funds holding more than 8% have deliberately chosen a large position
| 17.01% |
| Buys the stock directly |
| +45.57% |
 M-HDMFC SET HD Fund | 10.78% | Buys the stock directly | N/A |
| HIDIV-ESGXMFC Hi-Dividend Thailand ESG Extra Fund | 10.47% | Buys the stock directly | +28.46% |
 KTEQDIVX-DKrungthai Dividend Equity Thailand ESG Extra Fund | 9.56% | Buys the stock directly | +35.89% |
 PRINCIPAL SEQTESGX-NPrincipal Selected Dividend Equity Thailand ESG Extra Fund | 9.35% | Buys the stock directly | +33.72% |
| PRINCIPAL TDIF-CPrincipal Thai Dynamic Income Equity Fund | 9.33% | Buys the stock directly | +34.18% |
 LHEQDPLUS-ALH EQUITY DIVIDEND PLUS FUND | 9.29% | Buys the stock directly | +35.25% |
| LHEQD-ALH EQUITY DIVIDEND FUND | 9.25% | Buys the stock directly | +35.65% |
| K-SUPSTAR-SSFXK Superstar Super Savings Fund Extra | 9.14% | Buys the stock directly | +32.13% |
Yearly average over the last 3 years · Latest annual sales 171.6B THB
For every 100 baht of sales, about 28 baht is left as net profit
Per year, relative to the share price · Tech stocks tend to pay little because they reinvest their profits
Now 4.4% below its 1-year high
| Item (THB) | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Total revenue | 154.4B THB | 171.1B THB | 172.4B THB | 171.6B THB |
| Operating profit | 50.4B THB | 55.3B THB | 56.2B THB | 60.1B THB |
| Net profit | 37.5B THB | 43.5B THB | 43.9B THB |
| Period | SMA | EMA | Price vs line |
|---|---|---|---|
| 10 days | 151.85 | 151.23 | Below |
| 20 days | 149.03 | 150.63 | Above |
| 50 days | 150.82 | 150.44 | Above |
| 100 days | 150.51 | 148.96 | Above |
| 200 days |
| Indicator | Value | Signal |
|---|---|---|
| RSI(14) | 53.29 | Up |
| MACD(12,26) | 0.49 | Up |
| ADX(14) | 22.08 | Neutral |
| ATR(14) % of price | 0.74 | Neutral |
KASSET10
KSAM10LHFUND6SCBAM5KTAM5
TISCOASSET4
TALISAM4| Fund | SCB weight | Master fund | 1-year return | TER |
|---|---|---|---|---|
| K-BANKING | 17.49% | Buys the stock directly | +45.39% | 0.73% |
| SCBBANKING | 17.01% | Buys the stock directly | +45.57% | 0.75% |
| M-HD | 10.78% | Buys the stock directly | N/A | 1.73% |
| HIDIV-ESGX | 10.47% | Buys the stock directly | +28.46% | 1.75% |
| LHALFA1-UI-PDNot sold to retail investors | 9.79% | Buys the stock directly | +28.15% | 0.99% |
| KTEQDIVX-D | 9.56% | Buys the stock directly | +35.89% | 1.29% |
| PRINCIPAL SEQTESGX-N | 9.35% | Buys the stock directly | +33.72% | 2.17% |
| PRINCIPAL TDIF-C | 9.33% | Buys the stock directly | +34.18% | 1.75% |
| LHEQDPLUS-A | 9.29% | Buys the stock directly | +35.25% | 2.76% |
| LHEQD-A | 9.25% | Buys the stock directly | +35.65% | 2.19% |
| K-SUPSTAR-SSFX | 9.14% | Buys the stock directly | +32.13% | 1.99% |
| MIPLUS-G | 9.13% | Buys the stock directly | +13.05% | 1.28% |
| TISCOHD-A | 9.13% | Buys the stock directly | +36.50% | 1.81% |
| THDRMF-A | 9.12% | Buys the stock directly | +37.58% | 1.84% |
| K-HDThaiESGX-68 | 8.73% | Buys the stock directly | +37.78% | 1.96% |
| K-VALUE-A(A) | 8.71% | Buys the stock directly | +33.40% | 2.20% |
| K-STAR-A(A) | 8.41% | Buys the stock directly | +32.60% | 2.20% |
| HAPPY D5 | 8.34% | Buys the stock directly | +23.04% | 2.73% |
| K-EQD-A(D) | 8.31% | Buys the stock directly | +27.52% | 2.05% |
| K-VALUERMF | 8.18% | Buys the stock directly | +32.62% | 2.04% |
| Fund | SCB weight | Master fund | 1-year return | TER |
|---|---|---|---|---|
 BTK | 8.16% | Buys the stock directly | +27.92% | 1.78% |
| KFFIN-D | 8.15% | Buys the stock directly | +29.62% | 2.34% |
| KFVALUE-A | 7.93% | Buys the stock directly | +33.49% | 2.34% |
 X-SEQS-ASSF | 7.90% | Buys the stock directly | +27.21% | 2.54% |
| TLDIVFOCUS | 7.88% | Buys the stock directly | +38.11% | 2.46% |
| TLDIVEQ-D | 7.82% | Buys the stock directly | +37.20% | 2.41% |
| TLDIVRMF | 7.78% | Buys the stock directly | +38.18% | 2.45% |
| X-EQPRO | 7.61% | Buys the stock directly | +26.53% | 2.77% |
 ES-JB25RMF | 7.57% | Buys the stock directly | +22.17% | 1.39% |
| ES-JB25DIV | 7.55% | Buys the stock directly | +22.02% | 1.38% |
| ES-JB25 | 7.53% | Buys the stock directly | +22.74% | 0.95% |
| X-EQRMF | 7.53% | Buys the stock directly | +24.78% | 2.71% |
| LHTOPPICK-A | 6.99% | Buys the stock directly | +10.98% | 2.30% |
| LHTHAIESG-A | 6.98% | Buys the stock directly | +20.26% | 1.86% |
| LHTRIG7M | 6.75% | Buys the stock directly | +10.83% | 1.65% |
| KFDIVSSF | 6.63% | Buys the stock directly | +26.56% | 2.33% |
| KFDIVRMF | 6.54% | Buys the stock directly | +27.53% | 2.33% |
 ABTED | 6.49% | Buys the stock directly | +21.54% | 2.18% |
| SCBVALUEA | 6.23% | Buys the stock directly | +33.00% | 0.89% |
| KT-HiDiv RMF | 6.09% | Buys the stock directly | +32.54% | 2.13% |
| K-70ThaiESGX-68 | 6.06% | Buys the stock directly | +25.82% | 1.68% |
| KT-HiDiv-A | 6.05% | Buys the stock directly | +32.67% | 1.87% |
| MEGA20THAIESG | 6.03% | Buys the stock directly | +25.55% | 1.79% |
| K-S50-A(A) | 5.99% | Buys the stock directly | +25.32% | 0.74% |
| MS50EQL | 5.94% | Buys the stock directly | +25.00% | 0.71% |
| MTF-SSF | 5.90% | Buys the stock directly | +8.35% | 1.77% |
| KFS50-THAIESGX-68 | 5.80% | Buys the stock directly | +25.61% | 0.79% |
| KTSET50FF-A | 5.80% | Buys the stock directly | +24.86% | 0.00% |
| KF-SET50-A | 5.79% | Buys the stock directly | +25.12% | 0.73% |
| M-SELECTCG | 5.68% | Buys the stock directly | +16.73% | 2.45% |
| SCBTA(ThaiESG) | 5.66% | Buys the stock directly | +25.18% | 1.96% |
| HIDIVEQL | 5.59% | Buys the stock directly | +20.45% | 1.85% |
| KFSDIV2-D | 5.55% | Buys the stock directly | +23.85% | 2.33% |
| KFSDIV | 5.43% | Buys the stock directly | +23.41% | 2.33% |
| HI-DIV RMF | 5.35% | Buys the stock directly | +20.96% | 1.80% |
| SCBTS100X(25A) | 5.35% | Buys the stock directly | +27.33% | 0.66% |
| HIDIV-AR | 5.33% | Buys the stock directly | +19.47% | 2.27% |
| HIDIVPLUSG | 5.25% | Buys the stock directly | +19.55% | 2.30% |
| K-TNZ-A(A) | 5.24% | Buys the stock directly | +26.78% | 0.67% |
| BCAP-TFACTOR | 5.13% | Buys the stock directly | +30.88% | 0.99% |
| T-ThaiESG-A | 5.00% | Buys the stock directly | +36.32% | 1.83% |
| TThaiESGX-A | 5.00% | Buys the stock directly | N/A | 1.86% |
| RRF1 | 4.96% | Buys the stock directly | +19.14% | 1.34% |
| BMBF | 4.94% | Buys the stock directly | +19.39% | 1.22% |
| KTESG50-ThaiESG | 4.91% | Buys the stock directly | +30.74% | 0.84% |
| SCBTM(ThaiESG) | 4.75% | Buys the stock directly | +20.24% | 1.70% |
| MFLEX-ThaiESG | 4.11% | Buys the stock directly | +19.34% | 1.77% |
| KF-DB70-D | 3.84% | Buys the stock directly | +19.39% | 1.99% |
| KFYENJAI-A | 0.08% | Buys the stock directly | +1.46% | 0.88% |
| 47.5B THB |
| EPS (diluted) | 11.12 | 12.93 | 13.05 | 14.10 |
| Operating margin | 32.7% | 32.3% | 32.6% | 35.0% |
| Net margin | 24.3% | 25.4% | 25.5% | 27.7% |
| Total assets | 3.5T THB | 3.4T THB | 3.5T THB | 3.7T THB |
| Total liabilities | 3.0T THB | 3.0T THB | 3.0T THB | 3.1T THB |
| Shareholders' equity | 466.6B THB | 483.7B THB | 494.8B THB | 501.7B THB |
| 145.06 |
| 144.72 |
| Above |
