Dividend cards: announced and awaiting payment, and the next-round estimate
How to read the dividend cards on a fund page: whether you can still buy in time, when the money will reach your account, and how the next-round estimate is calculated and how reliable it is.
The dividend section of a fund page has one next-round card, which can appear in 2 forms. If the AMC has announced a new round that hasn't been paid yet, it's the "When is the next dividend?" card. If the latest round has been paid and nothing new has been announced, it's the estimate card. If the fund has no predictable payment pattern, no card is shown.
Both also appear on the upcoming dividends page. Announced items come from the AMC, while "Estimate" items are calculated from the fund's own payment history.
Announced dividend, awaiting payment
This card is shown from the day the AMC announces the round until the payment date, and changes depending on the day you view it. This example shows the same round viewed on 2 days.
Holding 1,000 units pays a dividend of 500.00 baht · After 10% withholding tax, 450.00 baht remains
Holding 1,000 units pays a dividend of 500.00 baht · After 10% withholding tax, 450.00 baht remains
- 1The dividend per unit announced by the AMC
- 2Still time to buy: the book closing date hasn't arrived yet, so if you hold units in time you still receive this dividend. The badge disappears once the book closing date has passed
- 3The book closing date and how many days are left to buy in time. The dot is hollow before that date and solid after it
- 4The payment date and how many days until the money reaches your account. The dot turns solid green once it has
- 5The today line shows where things stand between the book closing date and the payment date
- 6An example of what you receive for 1,000 units, before and after the 10% tax
- Before the book closing date: a "Still time to buy" badge appears, along with how many days remain to hold units. This is the only period when buying still gets you this round's dividend
- On the book closing date: the card says it's the last day you need to hold units
- After book closing: the "Still time to buy" badge disappears, the book closing dot turns solid, the "Today" line moves toward the payment date, and the card shows how many days until the money reaches your account. Buying now won't get you this round's dividend
- On the payment date: the payment dot turns solid green and the card says the money reaches your account today
Next dividend estimate
If no new round has been announced, fundii estimates the next one from the fund's own payment pattern. The estimate card has a dashed border, an "Estimate" badge and a ≈ sign before the date, so it isn't read as an actual announcement.
Paid on schedule 4 times in a row, so the next payment is estimated from that pattern · This is not an announcement from the AMC. The actual date and amount may differ, or there may be no payment at all
- 1The Estimate badge and dashed border show that the AMC hasn't announced anything yet
- 2The expected next book closing date, and how many days away it is
- 3The last 4 dividends actually paid, ordered by book closing month
- 4The estimated next payment, shown as a dashed circle with the expected amount and date
- 5The estimated dividend per unit, based on the median of the last 4
- 6The most recent book closing date, used to count forward to the next payment
- 7How many consecutive payments arrived on schedule. The more there are, the more reliable the estimate
How the estimate is calculated
- The fund must have paid at least 4 times, because 3 intervals is the minimum needed to show a pattern rather than coincidence
- Find the interval between rounds: the median interval between book closing dates, using up to the 6 most recent intervals. In this example the intervals are 90, 92 and 92 days, giving about 92 days, or 3 months, per round
- The pattern must be consistent: if any interval differs from the median by more than 20%, the fund is treated as having no payment schedule and no estimate is made
- The fund must still be paying: there must be a payment within the past 12 months, and no more than 1.5 rounds may have passed since the latest book closing date
- Expected book closing date = latest book closing date + interval. In this example, 16 Sep 2026 + 3 months = 16 Dec 2026. If it falls on a Saturday or Sunday, it moves back to the previous Friday, because this is the deadline for holding units and it's better to be early than late
- Expected dividend = the median of the last 4. In this example, 0.40, 0.40, 0.45 and 0.60: sort them and average the middle 2, (0.40 + 0.45) ÷ 2 = 0.425 baht
- Expected payment date = expected book closing date + the number of days the fund usually takes to pay after book closing, based on the median of the last 6 rounds
On the upcoming dividends page, estimates are shown only for rounds expected to close their books within 6 months, and funds that already have an actual announcement don't get a duplicate estimate.
Benefits
- Know whether you can still buy in time: the "Still time to buy" badge and the days remaining tell you right away, with no need to count the days yourself
- Know when the money arrives: after book closing, the card counts down to the payment date so you can plan your cash
- See the next round ahead of time: even before the AMC announces it, you get a rough idea of which month the next round will likely come and how much it will be
- Actual and estimated are clearly separated: an estimate card always has a dashed border, an "Estimate" badge and ≈
How to use it
- If you plan to buy to receive this round's dividend, check that the "Still time to buy" badge is still there and how many days are left, then place your order before the fund's cut-off time
- If you already hold units and book closing has passed, use the payment date to plan your cash, and multiply the card's 1,000-unit example by your own number of units
- Use the estimate to plan income ahead, such as quarterly income after retirement, but wait for the actual announcement before buying to receive that round's dividend
- Open the upcoming dividends page to see which funds have announced, or are expected to pay, when you need the money
Read more: The D marker and why NAV drops on dividend days →
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