Plan after retirement with a 3-bucket portfolio

Set your capital and the income you need, then see the portfolio chart and the yearly detail right away

Retirement years and the income you need

The first month’s income is in today’s money and rises with inflation every year

Current age

years

Life expectancy

years

Income you need from the portfolio a month

THB a month

Inflation after retirement

% a year

Capital and the 3-bucket split

You set buckets 1 and 2; bucket 3 is whatever capital is left

Retirement capital you have

THB

Bucket 1 · cash and liquid assets

THB

Bucket 2 · medium risk

THB

Bucket 3 · high risk (worked out for you)THB 0

Expected return a year

Each bucket’s assumed return is used to simulate the balance left each year

Bucket 1 (0–4%)

% a year

Bucket 2 (0–7%)

% a year

Bucket 3 (0–10%)

% a year

N/A

Not filled in yet

Estimated amount left across all 3 buckets at your life expectancy

N/A

Bucket 3 starting amountN/A

Bucket 3 runs out inN/A

Bucket 2 runs out inN/A

Fill in every field to see the simulated portfolio.

Note: The results and summaries from this tool (such as whether a goal is reached) are preliminary estimates based on the information and assumptions provided, for planning purposes only. They do not guarantee any outcome or future return, and are not investment advice or personalised financial advice. Actual results may differ from those shown, because the calculation may not cover every factor, such as taxes, fees and market volatility. Investing involves risk. Investors should study and understand a product's features, return conditions and risks before making an investment decision. Past performance is not a guarantee of future performance.